Original Technologies, Inc. (“Original”) is a U.S.-registered Money Services Business (MSB) regulated by the Financial Crimes Enforcement Network (FinCEN) and applicable U.S. state authorities.
We specialize in core banking software, card issuing, card acquiring, and Banking-as-a-Service (BaaS) infrastructure—enabling fintechs, enterprises, and financial institutions to build and scale compliant financial products worldwide.
Our systems integrate FinCEN, OFAC, and BSA/AML compliance with modern API-based architecture to deliver secure, scalable, and regulator-ready financial technology.
• U.S.-domiciled business & Individual accounts
• Dedicated account numbers (ACH, Fedwire)
• Multi-currency, SWIFT, and cross-border capabilities (coming soon)
• FBO (For-Benefit-Of) structures for fintech platforms • USD accounts provided through Lead Bank and JPMorgan Chase Bank, N.A.
• Real-time ledgering and reconciliation
• Role-based access and audit logs• Integrated risk and compliance monitoring
• Full API integration with card and payment networks
• Virtual and physical Visa/Mastercard card programs
• BIN sponsorship and settlement through Fifth Third Bank• Tokenization (Apple Pay / Google Pay)
• Real-time fraud detection, velocity control, and KYC integration
• Payment acquiring and settlement through Cross River Bank
• PCI DSS Level 1 compliant processing
• Merchant onboarding, underwriting, and KYB automation
• Chargeback protection and management
• White-label APIs for account, card, and payment services
• Real-time onboarding, KYC, and compliance automation
• Customizable dashboards for fintechs and payment platforms
• Full compliance and audit framework built into every transaction
• Streamlined digital onboarding for U.S. and global entities
• Beneficial ownership verification (KYB/CDD/EDD)
• ACH, wire, and card payment integrations
• Multi-entity and multi-currency (coming soon)
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