Terms & Conditions

Original Technologies

Terms of Service

Original Technologies

Effective date: 29 April 2026
Last updated: 29 April 2026

1. Agreement

These Terms of Service ("Terms") govern your access to and use of Original Technologies' website, marketing content, demo flows, and related public properties (collectively, the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

These Terms govern marketing and informational use of the Site only. Access to and use of the Original Technologies banking platform, APIs, sandbox, dashboards, and any related services are governed by a separate written platform services agreement, master subscription agreement, or similar contract executed between Original Technologies and the platform customer. That agreement controls in the event of any conflict with these Terms.

2. Who we are — and what we are not

Original Technologies provides white-label banking infrastructure and platform technology to licensed financial institutions and qualified operators. Our platform supports payment rails, account services, card issuing, and related capabilities under licence and partnership arrangements with regulated banking partners.

Important clarifications:

  • Original Technologies is not a bank. Banking services accessed through the platform are provided by our licensed banking partners under their own terms, conditions, and regulatory oversight.
  • Original Technologies is not a law firm. Nothing on this Site constitutes legal advice or creates an attorney-client relationship.
  • Original Technologies is not an investment adviser, broker-dealer, money services business operating on your behalf, or tax advisor. Nothing on this Site constitutes investment, financial, tax, or accounting advice.
  • The Site is directed to businesses, licensed financial operators, and qualified platform customers. It is not directed to consumers, retail account holders, or end-users of any product built on our platform.

You should engage qualified legal, regulatory, and financial advisors before making decisions based on information available through the Site.

3. Eligibility

The Site is intended for businesses and professionals engaged in regulated financial services or evaluating financial infrastructure. By using the Site, you represent that:

  • You are at least 18 years old
  • You have authority to act on behalf of any business you represent
  • You are not located in, and will not access the Site from, any jurisdiction subject to comprehensive U.S. economic sanctions or where access would violate applicable law

We reserve the right to refuse access at any time.

4. Use of the Site

You may use the Site for your own lawful business and informational purposes. You may not:

  • Use the Site in any way that violates applicable law, regulation, or sanctions programme
  • Scrape, crawl, or harvest content or contact data without our written permission
  • Reverse-engineer, decompile, or attempt to derive source code from any part of the Site
  • Probe, scan, or test the vulnerability of the Site or attempt to bypass any security or access controls
  • Interfere with the security or integrity of the Site or any user
  • Misrepresent your identity, affiliation, regulatory status, or licensing position when contacting us, requesting a demo, or otherwise interacting with the Site
  • Use the Site to develop a competing product or service through systematic copying of our content, frameworks, or technical documentation

We may suspend or terminate access if we believe you are violating these Terms.

5. Marketing content, technical documentation, and product information

We publish marketing content, technical overviews, product descriptions, white papers, and similar material on the Site. This content is provided for general informational purposes and reflects our views and product capabilities at the time of publication.

It is not a binding offer, specification, or commitment. Product capabilities, supported rails, available features, partner banks, jurisdictional coverage, fees, and service levels are defined exclusively in the executed platform services agreement and supporting documentation provided to platform customers under that agreement.

You may share short excerpts and link to our content with attribution. You may not republish content in full, repackage it, or train machine learning systems on it without our prior written permission.

6. Demo requests and pre-contractual communications

When you request a demo, complete a contact form, or otherwise communicate with us about the platform:

  • Our responses, demonstrations, and discussions are informational and pre-contractual.
  • They do not create a binding commitment, partnership, or service relationship.
  • Capability statements, timelines, indicative pricing, and partner references shared in pre-contractual discussions are subject to change and do not bind Original Technologies until reflected in an executed platform services agreement.

By submitting information through the Site or replying to our outreach, you confirm that the information is accurate and that you have authority to provide it on behalf of any business you represent.

7. Outbound communications and consent

If you receive an email or other communication from us, it is sent for legitimate business-to-business purposes. Every email contains an unsubscribe link, and we will honour opt-out requests promptly. You can also email privacy@original-accounts.com to be added to our suppression list across all channels.

8. Intellectual property

All content on the Site — including text, graphics, logos, the Original Technologies name and marks, photography, illustrations, layouts, product diagrams, technical descriptions, and underlying code — is owned by Original Technologies or its licensors and protected by intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and view the content for your internal business and informational use. All other rights are reserved.

You may not:

  • Use our name, logo, or marks without prior written consent
  • Imply endorsement, partnership, certification, or affiliation that does not exist
  • Adapt or remix our product descriptions, technical documentation, or proprietary content for redistribution
  • Use our marks or content to suggest a banking, regulatory, or licensing relationship that has not been formally established

If you believe content on the Site infringes your rights, contact legal@original-accounts.com with details.

9. Third-party content, links, and partners

The Site may link to or reference third-party platforms, banking partners, networks, regulators, and other entities. We are not responsible for those third parties, their content, their services, their availability, or their practices. Your use of any third-party service is governed by its own terms.

References to banking partners, card networks, payment rails, regulators, or industry bodies are illustrative and do not, on their own, establish any agency, endorsement, or contractual relationship between you and those parties.

10. Forward-looking statements

Statements on the Site about product roadmap, future capabilities, planned partnerships, regulatory direction, market trends, or expected outcomes are forward-looking. They are based on our analysis and expectations at the time of publication.

They are not guarantees. Roadmap items, partnerships, and capability expansions may be delayed, modified, or withdrawn. Nothing in marketing material commits Original Technologies to deliver any specific feature, integration, or service outside of an executed platform services agreement.

11. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, ORIGINAL TECHNOLOGIES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AND UNINTERRUPTED OR ERROR-FREE OPERATION.

We do not warrant that the Site, content, or any communication from us is free of viruses, malicious code, or harmful components, or that any defects will be corrected.

This Section 11 governs the public Site only. Warranties, service levels, and operational commitments relating to the Original Technologies banking platform are set out exclusively in the executed platform services agreement.

Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions, the above exclusions apply to the fullest extent permitted.

12. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ORIGINAL TECHNOLOGIES, ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND BANKING PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST REVENUE, LOST BUSINESS OPPORTUNITY, REGULATORY ENFORCEMENT, OR LOSS OF GOODWILL — ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS AND YOUR USE OF THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100).

This limitation does not apply to liability that cannot be excluded or limited under applicable law (for example, gross negligence, willful misconduct, or fraud, where applicable).

Liability arising under a platform services agreement or any other commercial contract is governed exclusively by that agreement, not these Terms.

13. Indemnification

You agree to indemnify and hold harmless Original Technologies and its officers, directors, employees, contractors, affiliates, and banking partners from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of:

  • Your use of the Site in violation of these Terms or applicable law
  • Your infringement of any third-party right
  • Any content you submit or transmit through the Site
  • Any misrepresentation you make regarding your identity, regulatory status, licensing position, or authority to contract

14. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, including if we believe you have violated these Terms. Sections that by their nature should survive termination (including Sections 8, 10, 11, 12, 13, 15, and 16) will survive.

15. Governing law and dispute resolution

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules.

Any dispute arising out of or related to these Terms or your use of the Site will be resolved exclusively in the state or federal courts located in New Castle County, Delaware, and you consent to the personal jurisdiction of those courts. The U.N. Convention on Contracts for the International Sale of Goods does not apply.

You and Original Technologies agree to first attempt informal resolution by contacting legal@original-accounts.com before initiating formal proceedings.

16. General

  • Entire agreement. These Terms, together with our Privacy Policy and any platform services agreement you have signed with us, are the entire agreement between you and Original Technologies regarding the Site.
  • No waiver. Our failure to enforce any provision is not a waiver of that provision.
  • Severability. If any provision is found unenforceable, the rest remains in effect.
  • Assignment. You may not assign these Terms without our written consent. We may assign them in connection with a merger, acquisition, financing, or sale of assets.
  • No agency. Nothing in these Terms creates a partnership, agency, joint venture, employment, banking, or attorney-client relationship.
  • Notices. Legal notices to Original Technologies must be sent to legal@original-accounts.com and to 220 Lamme St, Ste B5, Bozeman, Montana 59715.

17. Changes

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be highlighted on the Site. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

18. Contact

Original Technologies

220 Lamme St, Ste B5Bozeman, Montana 59715

legal@original-accounts.com