Terms & Conditions

Original Technologies

Effective Date: 10/25/2025

By using any Original Technologies service, you agree to the following:

Services must be used solely for lawful, compliant business purposes.

You agree to adhere to the Bank Secrecy Act, USA PATRIOT Act, OFAC, and all other applicable U.S. laws.

Original may suspend or terminate services in cases of noncompliance or prohibited activity.

Fees, charges, and payment schedules will be disclosed in applicable agreements.

Original is not liable for indirect or consequential damages arising from third-party systems or network outages.

These Terms are governed by the laws of the State of Delaware, USA.

Legal Disclaimer

Original Technologies, Inc. is a financial technology provider and FinCEN-registered MSB.

It is not a chartered bank.

The following services are provided through regulated U.S. financial institutions:

• Card Issuing – provided by Fifth Third Bank, Member FDIC

• Card Acquiring – provided by Cross River Bank, Member FDIC

• USD Bank Accounts – provided by Lead Bank and JPMorgan Chase Bank, N.A., Members FDIC

Funds held in accounts at partner banks may be eligible for FDIC insurance coverage, subject to applicable program structures and terms.

Original Technologies does not offer loans, investment products, or securities services unless separately licensed.

Registration

Registered Entity: Original Technologies, Inc.

Jurisdiction: Montana, United States

Principal Office: 220 W Lamme St, STE B5, Bozeman, MT , 59715

MSB Activities: Money Transmission, Stored Value, Issuing & Selling Payment Instruments, Foreign Exchange

Banking and card programs are provided through partner financial institutions, including via

third party Fintechs, that are FDIC-insured and licensed under applicable U.S. banking laws.